Weighing A State Mini-COBRA Plan; Premiums Based On Pay

This week I answer readers' questions about picking an insurance plan when leaving a job, small-business health insurance coverage requirements under the Affordable Care Act and salary-based premiums.

Q. My husband and I have been covered through my employer's health plan for three years. I will soon be between jobs, and we're looking into coverage during this hiatus. We have the option of being covered under a mini-COBRA plan for $900 per month. The same insurance company gave us a quote of $600 for a family plan on the individual market.

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Source: Kaiser Health News