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When Employers' Health Plans Disappear, Workers Often Have Few Options
For some people, the promise of employer-provided health insurance is reason enough to take a job or stay put in one. But unexpected events -- a corporate bankruptcy or sale, for example -- can undermine the security of on-the-job coverage and leave both employees and retirees with few affordable options.
Starting in 2014, the Affordable Care Act will make it easier for people who lose their job-based coverage to get comprehensive health insurance at a price they can afford through the state-based health insurance exchanges.