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A Small Business Owner's Woes With the ACA

A small business owner describes his experience with buying health benefit for his employees through the Affordable Care Act plans.

Every November, I return to my annual task of making a decision about health insurance. I’ve been offering this benefit to my employees for more than 20 years, and some aspects are predictable (cost increases) while others are different every year (my choice of plans, the consequences of dropping coverage).

Last year, obviously, was my first look at the world of Affordable Care Act (ACA) plans, and I ended up spending way too much time trying to figure out what to do. I kept at the task in part because I knew that, given my ability to share what I found with You’re the Boss readers, the time I spent was likely to help other bosses, too.

If you have also decided to offer insurance to your employees, and you don’t feel as though you have a good grasp of how it all works, you might want to take a look at 3 posts I wrote last year: one on how health plans work, one on how premiums vary with age under the ACA, and one on how to evaluate your out-of-pocket healthcare costs.

Read the complete article in The New York Times: http://nyti.ms/11ZFjJi

 
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