Traditional Medicare claims data from 2023 were used to estimate the annual clinical care costs for beneficiaries. Data were gathered from PWH enrolled in Part D who filled at least 10 months’ worth of prescriptions for ART.
Projections: Rising Beneficiary Counts and Health Care Spending
By the Numbers: Medicare HIV Projections (2026–2035)
- Total 10-year cost: $195.6 billion
- Beneficiary growth: 111,600 (2026) to 193,560 (2035)
- Fastest growing group: 3.3 times increase in HIV status for beneficiaries aged 80-plus years
- Projected annual deaths: Expected to increase from 5500 (2026) to 9640 (2035)
The researchers estimated that the number of individuals using Medicare who have HIV, are using ART, and are aged 65 years or older would increase from 111,600 in 2026 to 193,560 in 2035, with increases in all age groups. The increase in Medicare beneficiaries with HIV is projected to increase by 1.3-fold in those aged 65 to 69 years compared with 3.3-fold in those aged 80 years or older.
The researchers estimated that the total number of deaths would increase from 5500 in 2026 to 9640 in 2035. The total health care spending for Medicare would increase from $11.4 billion in 2026 to $28.6 billion in 2035, which includes projected increases to the cost of ART, HIV-related care, and other costs not related to HIV. The total projected costs equal $195.6 billion over the next decade.
There were some limitations to this study. This study was limited to those aged 65 years and older and did not account for those on Medicare younger than this age group. Mortality may be lower than the estimates when accounting for those at older ages and in care. Costs for patients who are disengaged from care could be higher than these estimates. Costs to Medicaid, commercial insurance, or the uninsured were not accounted for in this study. In addition, this study is appearing as a preprint and has not been peer-reviewed yet.
The researchers concluded that the number of Medicare beneficiaries with HIV will nearly double in the next decade, which could put strain on both the costs of care and mortality. “Reductions in ART costs, based on recent legislation and near-term generic availability, could lead to substantial decreases in overall Medicare spending for older beneficiaries with HIV,” they wrote.
References
- Hyle EP, Ang L, Luu G, et al. Costs associated with increasing numbers of Medicare beneficiaries with HIV aged 65 years and older from 2026 to 2035. medRxiv. Published online December 27, 2025. doi:10.64898/2025.12.19.25342703
- HIV and older people. HIVinfo. Updated March 12, 2024. Accessed January 2, 2026. https://hivinfo.nih.gov/understanding-hiv/fact-sheets/hiv-and-older-people