J. Frank Wharam, MB, BCh, BAO, MPH

Healthcare forecasting could facilitate personalized insurance benefit design and clinical decision support systems, although increased socioeconomic disparities could result from selective disease management programs.

High-deductible health plan members had sustained reductions in emergency department visits over 2 years but initial reductions in hospital utilization and costs were not sustained.

When preventive care was exempt from the deductible, well-child visits did not change for children switching from traditional plans to high-deductible plans.