
Healthcare Stakeholders Call for Flexibility in HSA-HDHPs
As health reform discussions progress, influential stakeholders have urged policy makers to consider increasing the flexibility of health savings account—eligible high-deductible health plans.
This article was collaboratively written by A. Mark Fendrick, MD, director of the Center for Value-Based Insurance Design (V-BID), and several V-BID Center staff.
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Increasing plan flexibility is a key element of the High-Value Health Plan (HVHP), a value-based insurance design initiative designed to improve care quality and affordability in HSA-HDHPs. Guided by the Internal Revenue Service (IRS)
Thus, HSA-HDHP enrollees with existing conditions are required to pay out-of-pocket for necessary services, resulting in lower utilization of care, poorer health outcomes, and potentially higher costs.
Adoption of this
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